Tired of forecasting gains via a crystal ball? Try a sure thing...a 
                        top first year yield with the ability to link to index growth in future years! 
                          
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                        12% COMMISSION* 
                        No Reductions!
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                        Annual Transfer Options 
                          
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                        Daily Average or Annual Point-to-Point Crediting Methods
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                        Top 
                        First Year Yield: Call MarketShare Financial for Complete Details!
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                        5 distinct crediting accounts 
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                        NO RISK OF LOSS IN YEARS WHEN MARKET DECLINES!
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                        Versatile. Dependable. It's the only financial tool you will ever need! 
                         
                           
                          
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                        16% COMMISSION* 
                        No Reductions! 
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                        Choice of 2 index crediting methods:  
                        Daily Average or Annual Point-to-Point
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                        Great 
                        Participation Rates: Call MarketShare Financial for Current Rates!
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                        Annual restriction-free transfer options 
                         
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                        Issued through age 85
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                        Up to five different index accounts 
                         
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